Word vs word traffic accident12/13/2023 ![]() If they are not, firmly and politely state to the other driver that you have fulfilled your obligations and that you are reporting the matter to the Gardai yourself. ![]() If one encounters an irate driver who is insisting that the cars remain in their positions following the accident until the Gardai are called, one should be cautious here and ascertain whether or not the Gardai are going to be called out or not. If the Gardai are called to the scene of the accident and you are asked to explain what happened, simply explain what happened to the Garda.ĭon't leave the scene of the accident until particulars have been exchanged. Nevertheless it is better for all sides concerned that liability should not be admitted at the accident scene. Whereas if one admits liability at the scene of the accident it is not conclusive that one is going to be held to blame subsequently. Time and time again we receive examples of drivers admitting liability at the scence of the accident and then denying it subsequently. Even where one is blatantly at fault one should politely assist the other driver (particularly where the other party has been injured) and then exchange particulars and indicate to the other driver that you are going to report the matter to your Insurance Company. This can be pointed out to the other party since it is in his/her interest that your policy is not invalidated. Many people will be surprised to learn that it is actually very offen a condition of their Insurance Policy not to admit liability following an accident. DON'Tĭon't admit liability at the scene of the accident. Name, Address, registration of car and insurance details and where possible the same details concerning the other driver. There is a book in each Garda Station which records details of road traffic accidents and you should get the Garda to take down details in your presence. ![]() This will be important at a later date if the third party denies that the accident occurred or if he is uninsured. Where the Gardai/Police do not attend at the scene of the accident, go to the nearest Garda/Police Station and ask the Garda/Police at the Station to take details of the accident. Report the accident to the Gardai/Police. People are very often shocked following an accident and may take insufficient or false information from the other driver. Wherever and whenever possible behave politely but be firm in the determination to take information from the other driver. Each driver should exchange insurance details with the other. Take insurance details which can be readily obtained from the disc on the screen (in the Republic of Ireland). This may mean that your Solicitor will become involved with the Motor Insurers Bureau of Ireland who deal with uninsured drivers and for them the most important piece of information is generally the registration number since it can assist them in completing their investigations with greater speed. People have often taken insurance details from the other driver only to discover that the insurance was faulty or that there was not in fact any insurance on the vehicle at the time. This is perhaps the most important piece of information that is required. Get the registration number of the other vehicle. Where of course there is serious injury and an Ambulance is called, the Gardai will nearly always attend and may caution one or both drivers and in due course they will take statements from various people involved in the accident and forward these to the DPP to decide whether or not a prosecution will result. Where there is a road traffic accident in which there are no obvious injuries at the time, telephoning the Gardai and informing them of this will more often than not result in the Gardai/Police indicating that they will not call out to the scene since there is a general policy by the Gardai/Police to let the drivers sort the matter out themselves. If you are unfortunate enough to be involved in an accident with an uninsured driver, or with a driver who doesn't stop after the accident, then your claim is likely to be covered by a special agreement covered by the Motor Insurers' Bureau or the Motor Insurers' Bureau of Ireland - an organisation set up specifically to cover such incidents. This means that their insurers will pick up the bill if the driver causes an accident and injury to any other party (including any passengers, whether related to the driver or not). The injured party needs to establish that the accident is someone (or something) else's fault (or at least partly someone/something else's fault).īy law all drivers must have at least third party insurance cover. Basically a road traffic accident is treated in law in just the same way as any other type of accident.
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